The Main Types of Auto Insurance Coverage

Getting the right auto insurance coverage can help ensure you are covered adequately. Learn about the different types of auto insurance coverage and what they can help protect you from.

Liability Insurance

Liability coverage helps pay the cost of injury to others and damage to their property when you're at fault. This coverage is required by law in nearly all states.

Collision Insurance

Collision coverage helps cover the cost to repair or replace your own vehicle when you're at fault. It covers collisions with other vehicles, objects and animals.

Comprehensive Insurance

Comprehensive coverage covers your vehicle for loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage. Learn more about the difference between collision and comprehensive coverage Link Opens in New Tab, and what each can specifically offer you.

Some ways to customize your policy

Towing and roadside service

Towing and Roadside Service provides 24/7 roadside assistance if your car is disabled and helps pay for tire changing, locksmith service and jumpstarts.

Rental car reimbursement

Rental Car Reimbursement covers the cost of renting a car for up to 30 days while yours is repaired.

Guaranteed Value™

Guaranteed Value™ pays you a defined, agreed-upon value if your car is a total loss.

Customized equipment

Customized Equipment covers the cost to repair or replace aftermarket equipment like infotainment systems and custom wheels.

Collision coverage

Collision coverage helps cover the cost to repair or replace your own vehicle when you're at fault. It covers collisions with other vehicles, objects and animals.

Comprehensive coverage

Comprehensive coverage covers your vehicle for loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage.